Modern Treasury Management
Your Startup's CompleteTreasury Platform
The only platform that combines 8% yield with full banking features. Built by experienced founders who understand both DeFi complexity and startup needs.
Complete Solution
Everything Your Treasury Needs
Target APY
Double traditional treasury yields with smart contract insurance coverage
Minimum Balance
Start earning from your first dollar, unlike Mercury's $100K requirement
Instant Access
No lockups or withdrawal limits. Your money when you need it
✓ Corporate Cards
Visa cards with customizable limits and real-time spend controls
✓ ACH & Wire
Full banking rails with same-day wires and standard ACH transfers
✓ Multi-Currency
Hold and transact in USD, EUR, and USDC seamlessly
Simple Process
From Sign-up to Earning in Minutes
Sign Up
Email login, KYC verification in minutes
Get Account Numbers
Instant US routing and EU IBAN numbers
Deposit Funds
Wire, ACH, or USDC transfer from existing accounts
Start Earning
Automatic 8% yield from day one
Security First
Built for Institutional Security
Smart Contract Insurance
Partnership with Chainproof (licensed insurer) provides coverage up to $1M against technical risks, exploits, and smart contract failures. While not FDIC, it protects against the primary risks in DeFi infrastructure. Learn more
Self-Custody Architecture
Your funds are secured on-chain with institutional-grade protection. Multi-sig wallets via Safe (formerly Gnosis Safe) ensure you maintain control while we handle the complexity.
Regulatory Compliance
Full KYC/AML compliance, regulated banking partners, and transparent reporting. We handle the regulatory complexity so you can focus on building.
Battle-Tested Team
Our founding team has extensive experience building and scaling fintech products. We understand the complexities of both DeFi and traditional banking.
Use Cases
Perfect for Every Stage
Pre-Seed to Seed
Extend runway by 2-3 months without raising. Every dollar counts when you're bootstrapping to product-market fit.
Series A to B
Optimize burn while scaling. Higher yields mean more experiments, more hires, or simply more time to hit metrics.
Growth Stage
Significant yield on large treasuries. An extra $200K+ annually funds entire initiatives without touching principal.
Traction
Trusted by Ambitious Startups
"The best DeFi apps don't look like DeFi at all. 0 Finance made crypto yields accessible without the complexity."— YC Founder, Fintech
Your Treasury Deserves Better Than 4%
Join startups earning 8% on their idle cash. Full banking features, no minimums, setup in minutes.